Please read these terms of use carefully. By accessing or using this website and its pages (collectively, this "site"), you agree to be bound by these terms of use and accept them in full, as they may be modified from time to time and posted on this site by santander us capital markets llc, its parent or any affiliate or subsidiary (collectively, "santander"). If you do not agree to be bound by these terms of use, discontinue your access to this site immediately.

© 2023 Santander US Capital Markets LLC. All rights reserved.
Santander US Capital Markets LLC is an SEC registered broker-dealer, FINRA member and SIPC member.  Santander US Capital Markets LLC is an indirect, wholly-owned subsidiary of Santander Holdings USA Inc., which is a direct, wholly-owned subsidiary of Banco Santander, S.A. The works of authorship contained in this Site, including, but not limited to, the text, design, software, images, graphics, sound, recordings, images, source code, and content are owned by Santander. Certain screen layouts, graphics and graphic user interfaces contained in this Site that are not owned by Santander are licensed to Santander. Such works of authorship and licensed materials are protected by United States and International copyright laws and treaties, and may not be modified, copied, reproduced, republished, uploaded, downloaded, posted, transmitted, publicly displayed, used to create a derivative work, linked, transferred, sold, or otherwise used for public or commercial purposes without the express written consent of Santander.

Santander, Santander US Capital Markets, the Flame Logo are trademarks of Banco Santander, S.A. or its affiliates or subsidiaries in the United States or other countries. Certain featured words or symbols used in this Site to identify third parties and/or their goods and services may be the trademarks or service marks of such third parties. You may not use for public or commercial purposes any of the trademarks or service marks in this Site without the express written consent of Santander, or as applicable, the third-party trademark or service mark holders.

The content in this Site, including the terms, conditions and descriptions herein are subject to change without prior notice and without liability to you. Any communication on this Site does not alter or supersede any agreement you have with Santander.

This Site has been prepared for informational purposes only without regard to any particular user’s investment objectives, financial situation, or means, and Santander is not soliciting any action based upon it. The content on this Site is not to be construed as a recommendation; or an offer to buy or sell; or the solicitation of an offer to buy or sell any security, financial product, or instrument; or to participate in any particular trading strategy in any jurisdiction in which such an offer or solicitation, or trading strategy would be illegal. Certain transactions, including those involving high-yield securities, give rise to substantial risk and are not suitable for all investors. Past performance is no guarantee of future results.

The fact that Santander has made the data and services provided on this Site available to you constitutes neither a recommendation that you enter into a particular transaction nor a representation that any product described on this Site is suitable or appropriate for you. Many of the products described on this Site involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and has independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. You should not construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice.

The information and services provided on this Site are not provided to and may not be used by any person or entity in any jurisdiction where the provision or use thereof would be contrary to applicable laws, rules or regulations of any governmental authority or regulatory or self-regulatory organization or clearing organization or where Santander is not authorized to provide such information or services. Some products and services described in this Site may not be available in all jurisdictions or to all clients.

Access to the Site may from time to time be unavailable, delayed, limited or slowed due to, among other things:

• Hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment.
• Software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content.
• Overload of system capacities.
• Damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters.
• Interruption (whether partial or total) of power supplies or other utility of service.
• Strike or other stoppage (whether partial or total) of labor.
• Governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention.
• Any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of Santander.

In this Site, Santander may establish links and pointers to Websites maintained and operated by third parties for you to access at your sole discretion. The establishment of any link in this Site does not imply an endorsement or recommendation by Santander of any opinions, ideas, goods, products, information or services offered through such linked Websites. Your participation in any linked site, including payment for, and the delivery of, any goods, products or services, is based solely upon your relationship with the linked Website provider. Santander has no control over such third-party Websites and makes no warranties or representations as to any content in, or goods, products or services offered through, such third-party Websites. You expressly agree that Santander is not responsible for any losses or damages in connection with your access to, use of, or inability to use, such Websites, or the contents or goods, products or services offered through such Websites.

 

Access and use of this site is at your own risk. This site and its contents, including all text, design, software, images, graphics, sound, recordings, images, source code and links or other items, is provided "as is", "where is" and "as available", without warranty of any kind, either express or implied, including, but not limited to, warranties of title, merchantability, fitness for a particular purpose, or infringement. Further, no warranty is made that this site shall be uninterrupted or free from errors, viruses or other harmful code.

Limitation of liability
under no circumstances will santander be liable for any damages, losses or liabilities, including, without limitation, any lost profits, lost opportunity or any indirect, consequential, incidental, special, punitive, or exemplary damages, whether in contract, warranty, tort, (including negligence), strict liability, or otherwise, that arises out of, or is in any way connected with, the use or inability to use, this site or any porition thereof, or any linked site, even if santander is advised of the possibility of damages, losses or liabilities. Because some states and jurisdictions do not allow the exclusion or limitation of liability, the above limitation may not apply to you. You hereby release and forever waive any and all claims you may have against santander for losses or damages you sustain in connection with your use of this site.

Certain pages of this Site may contain separate terms and conditions that are in addition to these Terms of Use. In the event of a conflict, such separate terms and conditions shall govern the products and services offered or provided in such pages.

Santander may use any number of tools to collect information about you, your computer access points, and the web browser that you use to connect to this Site. For example, cookies are tiny text files that we place on your computer’s hard drive when you visit this Site. We may use cookies to personalize your interactions with this Site. You do not have to accept our cookies and you may set your browser to restrict use and you may delete them after they have been placed on your hard drive. If you do not accept or delete our cookies, some areas of this Site may take more time to work, or may not function properly.

Santander reserves the right to modify the products and services offered in this Site. Santander also reserves the right to terminate your access to such products and services, or access to this Site, in whole or in part, at any time.

In the event any of the terms or provisions of these Terms of Use shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired, and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision.

These Terms of Use constitute a contract between you and Santander. You agree that your use of this Site shall be governed by, and construed in accordance with, the laws of the State of New York, without regard to the conflicts of laws thereof, and to the laws of the United States. You expressly agree to submit to the sole and exclusive jurisdiction of the state and Federal courts sitting in the City of New York, New York.

If you are a member of the media, please visit the Santander media center at: https://www.santanderbank.com/about/media-center for more information.